Health Insurance

 

State law requires that all full and 3/4 time (9 credits per semester) students have health insurance coverage that meets or exceeds the minimum standards as set forth in Massachusetts Law C.15A, s.18 (text available on the http://mass.gov website). State Law requires all registered students attest to comparable coverage or to enroll in the schools student health insurance plan. MMA does not know what your insurance covers.  Please contact your insurance company directly to determine if you can waive the school sponsored insurance.

2022 - 2023 Health Insurance Enrollment and Waiver Forms

 

  • If you are currently covered under a comparable health insurance plan, please follow the link to complete the Waiver Form.
  • If you are an out of state student, living at home and taking all of your classes on line, as long as your insurance covers you in your home state, you should follow the link to complete the Waiver Form.
  • If you do not have health insurance coverage, please follow the link for the Enrollment Form.
  • NOTE: If you are subjected to a loss of coverage within the school year, you will need to complete the enrollment form for University Health Plans within 30 days of the qualifying event (loss of coverage).

 

Please note the following exceptions:

  • International Students with foreign based insurance carriers can not waive the Academy provided insurance coverage and MUST enroll in our plan
  • Undergraduate students taking less than 9 credits are not eligible for Massachusetts Maritime Academy Student Health Insurance and therefore need not waive.
  • Health Safety Net is not considered comparable coverage.

Any Student who fails to submit the appropriate form will be placed on registration hold. 

Health Insurance

Massachusetts State Law requires all undergraduate students enrolled in a minimum of 9 credits, with at least one class on campus, have insurance through the Academy’s health insurance plan or through a plan with comparable coverage. Students must either enroll in the Academy health insurance plan or waive the need for the Academy’s health insurance. If not waived before billing statements are posted in late June, the insurance fee automatically appears on your billing statement. Charges will be removed as long as the waiver is submitted prior to the deadline (September 30th for fall, February 28th for spring admitted students). You must complete the online waiver if you do not plan on enrolling in the Academy’s insurance plan.

You may not waive your insurance requirement using Health Safety Net, MassHealth Limited (standard MassHealth is acceptable for the waiver), Children's Medical Security Plan or a non-U.S. based plan. Students with F-1 visas must enroll in the Academy's health insurance plan.

This process must be done every year.  The policy coverage runs from August 1st to July 31st. Once enrollment is confirmed, we will mail your insurance card to you if during the summer and will send you an email to pick up your card during the academic year.


MMA is pleased to offer Blue Cross Blue Shield of Massachusetts as our student health insurance. This plan is administered by University Health Plans. The plan begins coverage on August 1st and ends July 31st. The fee for the 2020/2021 plan was $3306.  Final costs for the 2022-2023 year have not yet been finalized.

To view the complete plan visit www.universityhealthplans.com and select Massachusetts Maritime Academy.

Complete the following steps:

  1. Go to www.universityhealthplans.com
  2. Click on Massachusetts Maritime Academy
  3. On the left hand side Menu, click on the Enrollment Form
  4. Fill in all required information (if a piece of required information is missing, your enrollment will NOT be accepted.)
  5. Submit the form by clicking ‘Apply.’ If the form is accepted, you will receive immediate confirmation of your submission as well as an email confirmation for your record.

The deadline to waive or enroll in the fall insurance is September 30th and for the spring insurance is February 28th. An eligible student who wants coverage must complete the online enrollment and will be charged for coverage. If the enrollment form is not submitted by the deadline, the student’s account will be put on hold until the enrollment form is completed. Student’s name will not be submitted to Blue Cross Blue Shield until the form and payment is completed. Once the student is enrolled, there will be no refunds.


Complete the following steps:

  1. Go to www.universityhealthplans.com
  2. Select Massachusetts Maritime Academy
  3. On the left hand side Menu, click on the Waiver Form
  4. Fill in all required information (if a piece of required information is missing, your enrollment request will NOT be accepted.)
  5. Submit the form by clicking ‘Apply.’ If the form is accepted, you will receive immediate confirmation of your submission as well as an email confirmation for your record.

The deadline to waive or enroll in the fall insurance is September 30th and for the spring insurance is February 28th. If the waiver form is not submitted by the deadline, the student’s account will be put on hold until either a waiver form or an enrollment form is submitted.


US students with proof of insurance who meet the Qualifying Student Health Insurance Program (QSHIP) criteria and who do not want to purchase the student plan may waive out of the plan.

Your insurance should cover the following:

  • Preventive primary care
  • Emergency care
  • Surgical services
  • Hospitalization benefits
  • Ambulatory patient services
  • Mental health services, both inpatient and outpatient
  • Coverage for pre-existing conditions
  • Coverage for accident or illness that occurs during travel outside of the US
  • No annual or lifetime maximum.
  • Prescription coverage

If you are unsure of the answers to any of the above questions, consult your private insurance provider. Students who are covered under a parent/guardian's plan should review this information with the parent/guardian prior to completing the online waiver.

Please note a waiver form must be filled out yearly if you want to waive the school insurance. Likewise, you must officially enroll in the plan each year if you will be taking the Academy health insurance.

The annual cost was $3306 for students for the 2020-2021 academic year.  Costs have not yet been finalized for the 2022-2023 academic year.

Visit the insurance web site at www.universityhealthplans.com and select Massachusetts Maritime Academy for more information about dependents and supplemental benefits.

No. All matriculated students who pay the required health service fee are eligible to visit Health Services at MMA.

University Health Plans also offers the opportunity to enroll in a Dental and/or Vision plan on a VOLUNTARY basis but it is not required insurance. To learn more about these optional plans, please select one of these plans on the left hand side menu of University Health Plans website.

The deadline to waive the plan is September 30th for the fall and February 28th for spring admitted students. If you have not waived or enrolled in the plan by the deadline, we will place a hold on your account and you will not have access to grades, registration, etc.


Yes, although the information is very similar, you must provide the information separately.  The waiver information goes to our Health Plan provider who then notifies us that you have waived the insurance.  Our Health Service Department must have your health insurance on file for medical reasons.

If you have questions about whether or not your outside insurance is adequate, you must reach out to your own insurance company.

If you have questions about the charges on your bill and whether or not we received a waiver, you can contact the Office of Student Financial Services at 508-830-5400.

If you have questions about specific coverage provided by the Academy’s health insurance plan, you can contact Blue Cross Blue Shield at 888-753-6615.

If you have lost your BCBS insurance card, you can contact BCBS at 888-753-6615.

For other questions about the BCBS insurance, you can find more detail here. (https://www.universityhealthplans.com/faqs/faq.cgi?group_id=216)