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Massachusetts Maritime Academy - Applying for Financial Aid Financial Aid - Applying for Financial Aid
Financial aid must be applied for each year by May 1st (for priority consideration) by completing the two steps outlined below. Students who complete their files after our May 1st priority deadline will be awarded funds available at the time they complete their file with the Financial Aid Office. Federal work study and most grants are often not available after our priority deadline. To be eligible for any federal or state financial aid, as well as most institutional aid, you must meet the following criteria:

  • Be a U.S. citizen or eligible non-citizen
  • Have a valid Social Security Number
  • Be registered with the Selective Service (if male, over 18 years of age)
  • Not be in default on any prior educational loans and not owe a refund on an overpayment of any federal grant
  • Have a high school diploma or GED
  • Have received an official, written offer of admission into a degree granting program by the MMA Admissions Office
  • Re-apply for aid each year (FAFSA and MMA Financial Aid Application)
  • Returning students must be meeting the standards of the MMA Satisfactory Academic Progress Policy (see applicable section in this handbook for details)
  • Not have any convictions for the sale or possession of illegal drugs while receiving federal financial aid

Our policy is to email the student if anything is missing from his/her application, once they initiate the process.  We will send 3 emails to the student, 3 weeks apart.  If after the 3rd notice we still do not receive a response, we will assume at that point that the student is no longer interested in applying for financial aid and will stop sending notifications.  Enrolled students can always check their application status on Webadvisor under the 'my communication' link to see what we have received and if anything is still missing.


1. FAFSA (by May 1st)

The FAFSA cannot be filed any earlier than January 1st for the following fall semester, but families are encouraged to wait until after they have filed their federal income tax returns before filing the FAFSA (as long as that will happen before May 1st). This may be done online at www.fafsa.ed.gov.  List MMA’s school code, 002181, to ensure the results will be shared with the Academy. If the FAFSA is filed after filing your taxes, the FAFSA will give you the opportunity to pull your income information directly from the IRS.  If taxes have not yet been filed, the FAFSA can be completed using estimated end-of-year earnings, or the previous year’s tax return, however you must go back into the FAFSA after filing taxes to have the income information automatically pulled into the FAFSA from the IRS. This is why it is recommended that you wait until you have filed your income tax return before filing the FAFSA.  By completing a FAFSA, you are applying for federal, state and institutional aid so be certain to confirm your state’s deadline for completion (found on the “deadline” link at the website).

                                             CLICK HERE FOR A FAFSA WEB TUTORIAL

                                              CLICK HERE FOR AN IRS DATA RETRIEVAL TOOL TUTORIAL

2. MMA FINANCIAL AID APPLICATION (by May 1st)

This application provides the Financial Aid Office with additional information used to determine the student's financial aid eligibility.  CLICK HERE TO ACCESS THE APPLICATION.

 In addition to the two steps above, some students will be selected for a process called ‘verification.’  If selected, you may be required to submit additional information to the Financial Aid Office to verify the accuracy of the information you reported on the FAFSA.  Requests for additional information will be sent to the student via email.  Currently enrolled students will receive the email at their MMA account; incoming students will receive the email at the email address reported on the MMA financial aid application (once assigned, the student’s MMA account will be used.)

 Delays in submitting requested documentation could result in a loss of certain financial aid.  Families are encouraged to respond to our requests immediately upon receipt of our request.

 Once the student’s file is complete the Financial Aid Office will determine the student’s eligibility for financial aid.  Incoming students will receive their award letters by mail; returning students will receive an email informing them that they can view and print their award letter through Webadvisor.  Once an MMA email account has been assigned, all financial aid correspondence will be emailed directly to the student.


Financial Aid is awarded for specific semesters.  If a student does not enroll in a given semester, the financial aid awarded for that semester is automatically canceled. 

 Special Circumstances

If your family is experiencing any special circumstances or hardships, send a separate letter to the Financial Aid Office listing financial hardships and provide documentation when applicable.  This can be mailed or emailed to the Director at ckedski@maritime.edu. Special circumstances could include, but are not limited to loss of job/income, separation/divorce after filing the FAFSA, unusually high medical expenses, etc.

 

Parental Permission

The Financial Aid Office must have the student’s permission to discuss their aid with anyone other than the student.  If you wish to allow MMA to discuss your financial aid and/or bill with your parent(s), or any other individual, you must complete and submit a FERPA Privacy Information Release Form.